Retirement goal: Your retirement goal is how much you hope to have in savings by the time you reach retirement age. You can calculate it by multiplying the. Life Expectancy. Learn about the likelihood of you reaching a milestone birthday and understand how long your retirement savings should last you. Retirement goal: Your retirement goal is how much you hope to have in savings by the time you reach retirement age. You can calculate it by multiplying the. Here's a simple rule for calculating how much money you need to retire: at least 1x your salary at 30, 3x at 40, 6x at 50, 8x at 60, and 10x at The final multiple — 10 to 12 times your annual income at retirement age. If you plan to retire at 67, for instance, and your income is $, per year, then.
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